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The Top 5 Eco-Friendly Home Upgrades That Increase Your Home’s Value

Author: Anne Pryde
Categories: Buyers,Halifax,Homeowners,News,Selling

Eco-friendly homes are more than just a trend—they’re the future of real estate. In Halifax, where energy efficiency and sustainability are becoming key selling points, making eco-conscious upgrades can not only reduce your carbon footprint but also increase your home’s value. If you’re planning to sell your home (or just want to boost its marketability), here are the top five green improvements that attract buyers and improve resale value.

1. Energy-Efficient Windows & Doors

Why It Matters

Heating and cooling account for a large portion of household energy use, and inefficient windows and doors are a major culprit in energy loss. By upgrading to ENERGY STAR®-certified windows and insulated doors, homeowners can improve insulation, lower energy bills, and increase comfort year-round.

Value Boost

  • Studies show that energy-efficient windows can yield up to a 70% return on investment (ROI).
  • Buyers love the idea of lower heating costs, especially in Halifax’s climate.

Quick Tip:

Look for triple-pane glass and Low-E coatings to maximize energy efficiency and buyer appeal.

2. Heat Pumps & Smart Thermostats

Why It Matters

A heat pump is one of the most energy-efficient ways to heat and cool a home, making it a major selling feature in Halifax. Pairing it with a smart thermostat allows homeowners to optimize energy use and cut costs.

Value Boost

  • Homes with heat pumps can sell faster and at a premium due to rising energy costs.
  • A smart thermostat can reduce heating and cooling costs by 10-20%, making it a favorite among buyers.

Quick Tip:

Nova Scotia offers rebates for heat pump installations, which can further increase your home’s appeal to buyers.

3. Solar Panels—Are They Worth It?

Why It Matters

With increasing energy costs and government incentives, solar panels are an excellent way to reduce a home’s electricity bills and carbon footprint. While the upfront cost can be significant, many buyers are willing to pay more for a home with solar energy.

Value Boost

  • According to studies, homes with solar panels can sell for 4-6% more than comparable non-solar homes.
  • Buyers appreciate the long-term energy savings and environmental impact reduction.

Quick Tip:

If you plan to sell in the near future, calculate the payback period of your solar investment to determine if it’s financially beneficial before listing.

4. Sustainable Landscaping for Curb Appeal

Why It Matters

First impressions matter, and a well-designed eco-friendly landscape can enhance curb appeal while reducing maintenance costs. Native plants, rain gardens, and drought-resistant landscaping add beauty while conserving water.

Value Boost

  • Homes with sustainable landscaping can see an increase in value of up to 10%.
  • Low-maintenance yards are a big selling point for busy or eco-conscious buyers.

Quick Tip:

Consider permeable paving and rain barrels to reduce runoff and appeal to sustainability-focused buyers.

5. High-Efficiency Appliances & Water-Saving Fixtures

Why It Matters

Eco-conscious buyers look for homes with energy-efficient appliances and water-saving fixtures that can help reduce their utility bills.

Value Boost

  • ENERGY STAR® appliances can reduce energy consumption by 10-50%.
  • Low-flow toilets and faucets can save thousands of liters of water per year, cutting water bills significantly.

Quick Tip:

Highlight your home’s efficiency in your listing by mentioning any high-performance appliances and fixtures.

Conclusion

If you’re considering selling your home in Halifax, investing in these eco-friendly upgrades can make your property more attractive to buyers, sell faster, and increase its value. As more homebuyers prioritize sustainability, energy efficiency will continue to be a top selling point in the real estate market.

Thinking about selling your eco-friendly home? Book a quick consultation with Anne

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Ten Questions to Ask a Realtor Before Hiring One to Sell Your Home

Author: Anne Pryde
Categories: Downsizing,Halifax,Homeowners,News,Selling
image represents a goal of shaking hands and forming a professional relationship with a realtor to sell a home

Selling your home is a big deal—whether you’re downsizing, relocating, or just ready for a change, it’s important to feel confident and empowered throughout the process. One of the most important steps is finding a real estate agent who’s the right fit for your needs.

Not all agents are created equal, so asking the right questions can make a world of difference. To help you out, here are 10 key questions everyone should ask before hiring an agent.

1. Are You a REALTOR®?

Let’s start with the basics. Not every real estate agent is a REALTOR®. When you work with a REALTOR®, you’re partnering with someone who’s held to strict ethical standards under the REALTOR® Code of Ethics. They’re committed to protecting your interests and ensuring a professional experience. It’s a good first question to ask, and it sets the stage for the rest of your interview.

2. What Services Will You Provide?

Selling a home isn’t just about putting a “For Sale” sign on the lawn. A great agent will handle everything from marketing your property to coordinating showings, negotiating offers, and guiding you through the closing process. Make sure you understand what’s on the menu so you know what to expect (and what you’re paying for).

3. Are You Familiar with My Local Market?

Nova Scotia’s real estate market is as diverse as its geography. Whether you’re selling a cozy bungalow in Pictou County or a sleek condo in Halifax, local expertise matters. While it’s not essential for an agent to have sold homes in your exact neighbourhood before, having knowledge of your area’s trends, buyer preferences, and market conditions can give you an edge.

4. What Will Be in Our Listing Agreement?

Before your agent starts working their magic, you’ll sign a listing agreement. This document spells out the terms of your relationship, including how your agent will represent you, how they’ll market your property, and how much they’ll be paid for their services. Keep in mind: commission rates are negotiable in Canada, so don’t be afraid to discuss this upfront.

5. How Did You Decide on My Home’s Listing Price?

Pricing your home correctly from the get-go is key to attracting buyers and maximizing your return. A good agent will back up their suggested price with market research, including comparable sales in your area and current market trends. Be wary of anyone who suggests a price without showing their work—it’s not about guessing, it’s about strategy.

6. How Will You Market My Home?

Gone are the days when a newspaper ad and an open house were enough. These days, agents use everything from online listings on MLS® to social media campaigns, professional photography, and even virtual tours to showcase your home. Ask your agent what tools and strategies they’ll use to ensure your property gets maximum exposure.

7. How Can I Attract Buyers?

Your agent should have a game plan for catching buyers’ attention. This might include incentives like offering compensation to the buyer’s agent or covering some of the buyer’s costs (known as seller concessions). Discuss these strategies with your agent and weigh the pros and cons—they could help you get a faster or better offer in today’s competitive market.

8. What Do I Need to Do to Get My House Ready?

First impressions matter. Your agent should provide guidance on how to prepare your home for listing, whether that means tackling small repairs, staging your space, or even making a few upgrades to boost its appeal. In Nova Scotia’s market, a little effort can go a long way toward standing out to buyers.

9. How Will You Vet Potential Buyers?

Not every interested buyer is ready (or able) to make good on their offer. Your agent should have a plan to screen buyers and ensure they’re financially prepared—this might include asking for pre-approval letters or proof of funds. It’s an important step to avoid unnecessary delays or disappointments.

10. Can I Speak to Some of Your Past Clients?

A great agent will have a track record of happy clients who are willing to vouch for them. Don’t be shy—ask for references and take the time to reach out. Hearing firsthand experiences can give you valuable insight into what it’s like to work with the agent and help you make an informed decision.

Final Thoughts

Selling your home is a big milestone, and choosing the right real estate agent is one of the most important decisions you’ll make. By asking these 10 questions, you’ll be well on your way to finding someone who understands your needs, has the expertise to deliver results, and makes the process as smooth and stress-free as possible.

Now, put on the coffee, grab your notepad, and start interviewing—it’s time to find your perfect match!

Looking for more tips on selling your home? Download my Home Selling Guide Book

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5 Tips for Saving Money for a Downpayment

Author: Anne Pryde
Categories: Buyers,Halifax,Homeowners,News

Saving for a house down payment can be a challenging task, but with discipline and smart financial planning, it’s achievable. Here are five money-saving tips to help you reach your goal:

1. Create a Budget: Start by assessing your income and expenses to create a comprehensive budget. This will allow you to identify areas where you can cut back on unnecessary spending and allocate more money towards your down payment fund. Consider using budgeting apps or spreadsheets to track your expenses and set savings targets.

2. Set up a Dedicated Savings Account: Open a separate savings account specifically for your down payment fund. Having a designated account will make it easier to monitor your progress and prevent you from dipping into the money for other purposes. Make sure your new account doesn’t have monthly fees!

3. Automate Your Savings: Arrange for automatic transfers to your dedicated savings account each time you receive your paycheque. Automating the process ensures that you consistently contribute to your down payment fund, making saving a regular habit.

4. Reduce Discretionary Spending: Identify areas where you can cut back on discretionary expenses, such as dining out, entertainment, or impulse purchases. Consider adopting a “needs vs. wants” mindset and prioritize saving for your future home over non-essential expenses.

5. Increase Your Income: Look for opportunities to boost your income. You can consider taking on a part-time job, freelancing, or selling items you no longer need. Any additional income earned can be directly channeled into your down payment savings.

Bonus Tip: Consider down payment assistance programs or grants offered by local or national government agencies, non-profit organizations, or employers. These programs can provide financial assistance or matching funds to help accelerate your down payment savings.

Remember, saving for a house down payment requires discipline and patience. Stay focused on your goal and keep track of your progress regularly. With perseverance, you’ll be one step closer to achieving your dream of homeownership.

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5 Tips For Downsizing Your Home

Author: Anne Pryde
Categories: Downsizing,Halifax,Homeowners,News,Selling

Downsizing can be a challenging task, but it can also be an opportunity to declutter, simplify your life, reduce stress and save money. Here are five tips for downsizing:

1. Plan ahead: Start in the room you use the least in your home and move systematically through each space in order of most used. Leave the room you spend most of your time in for last.

2. Sort your belongings: Take the time to sort through your belongings. Consider each item and ask yourself whether you use it, love it, or need it. If not, consider donating, selling or discarding it.

3. Get rid of duplicates: When you downsize, it’s a good idea to get rid of duplicate items, such as kitchen utensils, clothing, and electronics. Keep only the ones that are in good condition, work well, and are essential.

4. Use storage wisely: Consider using creative storage solutions, such as under-bed storage containers, hanging organizers, and shelving units. These can help maximize your space while keeping your belongings organized and accessible.

5. Seek help: Downsizing can be an overwhelming task, so don’t be afraid to ask for help. Enlist the support of family and friends, or hire a professional organizer or moving company to assist you with the process.

Remember, downsizing is a process that takes time, effort, and patience. Be kind to yourself. Take breaks, take your time.

For more downsizing tips and advice, follow me on Instagram or Facebook @annepryde.realtor or send an email to arrange a personal call. I will answer your questions and help you get started.

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Air Conditioning Repair and Replacement

Author: Anne Pryde
Categories: Halifax,Homeowners,News,Selling

Depending on your climate, air quality, and use, a well-maintained air-conditioning unit could last between 10 and 20 years. HVAC technology, refrigerant, and efficiency have advanced quite a bit in the last decade, so if your unit is more than 10 years old, you may want to consider replacing it with a more efficient model.

You can ask an HVAC technician for more information the next time they’re performing your annual check-up. Regular maintenance is important to keep your AC unit running efficiently and cooling properly, as well as to extend its life span.
Some signs to call your HVAC tech include:

Strange noises – loose belts may be a simple fix, but a failing motor is a costly repair and may be a sign it’s time to replace your unit.

Bad smells – if it smells musty or moldy, or like refrigerant when you turn on your air conditioning, get it looked at right away. It’s not worth the risk of introducing bacteria or fungus around your house, risking everyone’s health.

Frozen coils – a potentially blocked coil or refrigerant leak needs to be taken care of right away to avoid further damage.

Failure to cool – if your unit just can’t keep the house cool anymore, or if it’s humid inside despite running the AC, if some areas of the house are cool while others are not, or if the unit isn’t responding to the thermostat correctly, call your HVAC tech to find the problem.

Increased energy bills – if you’re scratching your head trying to figure out why your energy bills keep going up when nothing seems to have changed in your power usage, it could be pointing to an increasingly inefficient air conditioner.

An air conditioning unit is a major cost for a homeowner, and you’ll want to have any of these issues addressed by a qualified HVAC technician as soon as possible to protect your investment as well as your home, family, and utility bills.

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How to Know if You Are Ready to Buy a Home

Author: Anne Pryde
Categories: Buyers,Halifax,Homeowners,News

Purchasing a home early in life can set you up for an early retirement

Buying and holding a primary residence is a sure win for accumulating equity that can be accessed and used as part of your retirement plan. The earlier you buy, the more equity you will gain.

So, how do you know when you are ready to buy a home?

What follows is a checklist to audit your home buying potential.

  • You’re past the age of majority in your province (in Nova Scotia, you have to be 19+ years of age to purchase property)
  • You’ve got job security and are past any probation period at work.
  • You’ve got at least a five per cent down payment saved. (or qualify for the provincial downpayment assistance program).
  • You’ve built up strong credit with a 680-plus credit score, but preferably 720 or better.
  • Your total housing costs plus debt payments are less than 44% of your gross income.
  • You can prove enough income, or you have a co-signer.
  • You’re a disciplined spender.
  • You’ve done the math, and buying makes more sense than renting.
  • You’ve developed an honest monthly budget.
  • You’ve got access to three-plus months of living expenses, a.k.a an emergency fund.

This is not an exhaustive checklist, but if you check all these boxes, you probably should be buying a home. If you don’t, prepare an honest budget and focus on saving a little bit each month while you work on the other items.

For more home-buying tips and advice, follow me on Instagram or Facebook or send an email to arrange a personal call. I will answer your questions and help you get started.

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What to look for in older homes in Halifax

Author: Anne Pryde
Categories: Buyers,Halifax,News

When considering older homes in Halifax, Nova Scotia, it’s essential to pay attention to specific aspects that are particularly relevant to the region’s climate, geography, and historical construction practices. Here are five key things to look for:

Foundation Integrity

Halifax has varying soil conditions, and some areas may be prone to issues like settling or shifting. Inspect the foundation for cracks, signs of water damage, or uneven settling. Look for any repairs or renovations to the foundation and ensure they were done correctly.

Weatherproofing and Insulation

Older homes may have inadequate insulation, which can be a concern given Halifax’s cold winters. Check the condition of the insulation in the attic and basement. Look for drafts around windows and doors. Consider the type of windows installed and whether they provide sufficient insulation.

Roof Condition

Halifax experiences a mix of weather, including snow and rain, which can impact the longevity of a roof. Inspect the roof for missing or damaged shingles, signs of leaks, and the overall condition. Ask about the age of the roof and whether any recent repairs or replacements have been made.

Heating System and Energy Efficiency

Older homes may have outdated heating systems. Check the type of heating in the house and its efficiency. Consider whether the home has been retrofitted for energy efficiency, such as updated insulation, double-pane windows, and an energy-efficient heating system. This is crucial for comfort and cost savings, especially during the colder months.

Environmental Concerns

Halifax’s homes have been traditionally heated with oil which carries a risk of spilling. Ask if there have been any oil spills, tank leaks or buried tanks on the property.

Before finalizing a purchase, it’s strongly recommended to hire a qualified home inspector familiar with the local conditions and challenges. They can provide a detailed assessment of the property’s condition and identify any potential issues. Additionally, consult with local experts, such as real estate agents and contractors, to gain insights into the specific considerations of older homes in the Halifax area.

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How To Apply For Funding To Build a Secondary or Backyard Suite on Your Property

Author: Anne Pryde
Categories: Halifax,Homeowners,News
Image shows a small apartment or secondary suite equipped with a kitchen, island dining area and futon. There is a small bookshelf to the right and a hallway.

Incentive Program to Encourage More Affordable Housing

If you are looking to renovate or build a secondary suite to offer to a family member or to rent out, this program may be the right fit for you. Secondary and Backyard Suite Incentive Program is an initiative driven by the provincial government to partner with homeowners in Nova Scotia to build affordable housing. This pilot program aims to provide loans to eligible homeowners to help construct secondary suites, whether in the basement or detached from the primary residence that can be offered to others as affordable residence. 

The program’s goal is to assist Nova Scotians in addressing the housing crisis and empowering individuals to make a meaningful contribution.

Eligible homeowners can receive funding to cover up to 50% of the project cost, with a maximum limit of $25,000. If your application is successful, you will be granted a forgivable loan that extends over a period of up to 5 years. Depending on the municipality’s discretion, you may also be eligible to apply for funding for more than one secondary suite. 

There are certain prerequisites of the program and the homeowner must meet the criteria set by the government to be able to apply for this program, 

  • Be a Canadian citizen or have permanent resident status in Canada.
  • Own the property on which you are proposing to build the secondary suite.
  • Be willing to use the space to offer affordable housing to a family member or to non-family members.
  • Rent the secondary suite at a price that is 20% lower than the average market rent for the area.
  • Ensure that the secondary suite meets all applicable building codes and zoning regulations. 

The application process for the loan is completely free of charge, and straightforward. All you need to do is access the form on the Government’s website, provide the necessary supporting documents, and complete the checklist. After submitting your application, you can expect it to be reviewed within a reasonable timeframe of 3-4 weeks.

This presents an exceptional opportunity for individuals seeking financial support to construct a secondary or backyard suite on their property, providing an avenue to enhance housing options and take advantage of this valuable funding opportunity.

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How to Buy a Home in Halifax

Author: Anne Pryde
Categories: Buyers,Halifax,News

If you are in the market to buy a home, here are a few top tips to help you make a smart and successful purchase:

Get Pre-Approved for a Mortgage

Before you start house hunting, get pre-approved for a mortgage. This will give you a better idea of how much you can afford and ensures you are viewing homes that are realistic for your situation.

Work With a Good Real Estate Agent

A good real estate agent can help you find homes that meet your criteria, negotiate with sellers, and guide you through the home buying process. Look for an agent with experience in your desired area and a track record of successful transactions.

Be Prepared to Move Quickly

In a competitive housing market, good homes can sell quickly. Be prepared to move quickly if you find a home you love. This may mean making an offer quickly, being flexible with your closing date, or even waiving some contingencies.

Do Your Due Diligence

Once you make an offer, do your due diligence. This may involve getting a home inspection, reviewing the seller’s disclosures, and researching the neighborhood. This will help you identify any issues that could affect your purchase decision.

Stay Within Your Budget

It can be tempting to stretch your budget to buy a dream home, but it’s important to stay within your means. Consider not only the cost of the home but also the ongoing costs of homeownership such as property taxes, insurance, and maintenance. It’s better to buy a home that you can comfortably afford than to be house-poor and stressed about finances.

For more home buying tips and advice  follow me on Instagram or Facebook @annepryde.realtor or send an email to arrange a personal call. I will answer your questions and help you get started.

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How to Get a Mortgage in Nova Scotia

Author: Anne Pryde
Categories: Buyers,Homeowners

Getting a mortgage in Nova Scotia is similar to getting a mortgage in any other part of Canada. Here are some general steps to follow:

Determine how much you can afford. Before applying for a mortgage, it’s important to determine how much you can afford to borrow. Use a mortgage affordability calculator to estimate your monthly payments based on your income, expenses, and debt.

Mortgage calculator 

Shop around for lenders. Compare mortgage rates and terms from multiple lenders to find the best deal. You can do this easily by working with a mortgage broker who will take on the work of shopping around for you and often have access to better rates than big bank reps. 

Get pre-approved. Once you’ve chosen a lender, get pre-approved for a mortgage. Lenders will usually lock in a rate for you during the pre-approval process. This rate will stay locked in for a period of time protecting you from potential rate increases while you look for the right home. They will also reduce the rate if the percentage has decreased between pre approval and closing so you will always benefit from getting pre approved.

Find a home. Once you’ve been pre-approved, start looking for a home in Nova Scotia. Work with a real estate agent to find properties that fit your budget and needs.

It’s important to note that the mortgage process can be complex and time-consuming, so it’s a good idea to work with professionals like a mortgage broker who can guide you through the process.

I have access to a great team of mortgage brokers who will do the shopping around for you and present you with the best options. I also have direct contact with the major banks and many of the smaller lenders if you want to do the work yourself. Send me an email and I will help you get started anne@domus.ca

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